With the increase of petrol prices as well as groceries price and almost everything else, I find that it is harder to meet ends. The inflation is getting higher but there is not much different in our salary! I have to start doing budgeting and planning with my expenses every month or else I would run into debt soon!

One thing I really have to cut down is shopping as well as buying unnecessary stuffs that keeps me happy. Yes, cutting down on retail therapy!!!

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