My Next Card~

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With so many credit cards in the market, I am really spoilt with choices on getting one that is suitable for me. I remembered when I was applying for my first credit card; I applied for the one that waived my annual fees for 3 years. 

3 years down the track, I am thinking of switching to another credit card with good credit rewards. After all I do have very good credit history and I can choose the one that offer me the best rewards based on my lifestyle. 

For a start, knowing that credit card rewards can be divided into two categories; cash back programs or rewards programs. Cash back program is rather straight forward where for every purchase; you get back a fix percentage rebate on the amount that you spend. It is usually 1% but can be even higher for certain cases which are up to whopping 10%! 

Rewards program are based on points collected when the customer use the credit cards. There are reward programs for frequent flyers, retails, investment and even auto rewards. 

So, which type of credit cards am I going to pick? Well, I guess I need more info which I can find at http://www.creditroom.com and then I’ll decide the one that will let me enjoy the maximum rewards!

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