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Every month I try to calculate my monthly expenses to see if I have overspent. With the bad economy, one couldn’t be too careful to watch their spending.Â
But since early of this year, I find that my monthly expenses has been quite high, way above my budget. It is due to the unavoidable expenses like […]

I think it has been over 3 years since I last met my insurance agent! It must have been cruel of me to keep refusing to meet her when she is in town. However she called again yesterday night and insisted to meet me as she wants to send me the new insurance quote. 

Well, can’t […]

When the majority are girls, the topic usually would be about shopping, cooking, family and household stuff. But when the majority are guys, I was almost dying of boredom with the topic like guns, shooting, Ferrari parts, gadgets and cars! Now I am thankful that most of the time, there are more girls than guys […]