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Every month I try to calculate my monthly expenses to see if I have overspent. With the bad economy, one couldn’t be too careful to watch their spending. 

But since early of this year, I find that my monthly expenses has been quite high, way above my budget. It is due to the unavoidable expenses like wedding gifts, elliptical, medical check up and others. 

Why aren’t they many unavoidable income that comes my way?


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