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  • Disclosure~

After a year of battling acne, it started to clear off a couple of months ago. I thought that it’s gone for good, perhaps it was a bad phase where the office environment didn’t suit my skin or maybe hormones issue.
However, about a week ago, I started to notice that acne is creeping to my […]

For the past 3 years, I have been charging the insurance premium to my credit card; thus I do not have to worry about remembering to pay them every month. I didn’t notice the life insurance rates has since increased for two months till I checked my credit card bill yesterday!
I thought my agent would […]