When I was young, I always have an idea of my dream house. A lovely kitchen with customized cabinets; a large wardrobe for my clothes; a hotel-like-bathroom and  a small garden with wooden swing set.


But now, with the house prices getting steeper and landed house is getting out of my reach; I am not sure if I can achieve this dream of mine. Maybe just a few items of the dreams not all. I wonder how many percent of the new generation can afford their own house as the salary does not increase in the same speed and ‘volume’.

A friend advice is so true that we should not wait and save money first to buy a house; coz the house price will increase faster than your saving. Buy as soon as you can afford to pay for the down payment. 

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