My Fluffy Life~

Shopping is just an irresistible activity for most women. Nine out of ten women I know simply love shopping! And I guess that is why most of the products are targeted for the female, “female money is easiest to earn”, as a saying in Chinese.

And there’s just so many sales going on all year round. And yes, Isetan is having presales and sales again! Not to mention the Christmas sales and the New Year sales! So, working on Saturday, my colleagues and I thought we just popped over to the mall at 10am for half an hour when the store was just opened. There should be less shopping crowds.

We ended up browsing there for 90 minutes and I bought a white shopping bag that I didn’t plan to buy. I even had my eye on a pair of green heels but I brushed off the idea when I thought of another 2 pairs of new heels that I haven’t worn yet. But I couldn’t resist getting a new Icebreaker fleece top for him as Christmas present as I know he has been eyeing one for ages.

Now that Chinese New Year is just around the corner, it is time to stock up for new clothes and all the goodies too. I just couldn’t believe how swiftly year 2008 passes by and 2009 is charging in whether you are ready or not! 

Well, after all these shopping, I should be more careful on my spending as they predicted that the economy would be worsening in our country by next year. 

Happy New Year, everyone!

I’ve finally finished the two books that I rented a month ago, a romance and also a thriller novel that keep me hooked every single night. At the same time, I have finished reading my magazines as well and there is no reading material for me right now.

It is frustrating not to own a transport and I have to rely on others to fetch me to the rental book store to get another books. I am thinking that perhaps it would be easier for me to join an online book club so that I can easily order my book and have them delivered to my doorstep.

At AllBookClubs.com, I can find a list of the best book clubs available! I am excited about the prices that they offer as they are lower compared to those in the market.

The comprehensive resources of books certainly have most book categories such as mystery, romance, fantasy, medical, comic, home improvement and even african american books. The book clubs and their prices are listed in tables which makes comparison an ease. I can also find out their intro offers and commitments for joining each of the club.

Well, I guess I will never be running out of book to read again! =)

Approaching 30s, most of my single friends feel pressurized by their family and the society to find a life companion. It does not only happen to the girls but as well as the guys as they have openly admitted to me that they want someone special in their life.

It is still alright when you have some friends around you but what happen a few years down the road when most of your friends have started their family or pursuing the goals of their life? It could be a long and lonely road waiting in front for you.

Some of my friends have started to find the love through the internet with free dating services, Zoom On Dating. There are a huge selection of dating sites that you can choose to suit your lifestyle and preferences there. With the reviews for each dating site, you do not have to spend time on finding out the site that will suit you best.

For those who are very new in this, they should check out the internet dating tips before zooming into the internet dating world. Well, I hope they are able to find someone to share their life with and walk down the road with them.

When I was in the office today, I suddenly remembered the time I was being asked my previous employer to help out at headquarter in Singapore for a couple of days or weeks at times. I was there mostly for customer support as well as training.

Thinking back, I think I was rather bold and committed with my job. Most of the time I have to travel on my own to the customer site to give them training or for support job, like implementation or fixing the software that run into some issues.

When I was there, I would be given a list of customers that faced any issues and I listed it in my folder. Then I would call them and tackle one by one, solving as many as I could before I went back. There were many times I took the MRT train alone to the customer site. I have to find out how to get there as I wasn’t familiar with the places. 

There was even once my stingy lady boss wanted to save on the cost and taught me how to take the bus to a customer condominium to fix the printer services. It was a long bus journey and I was worried to get lost. Upon reaching there, I was impressed by the security of the condominium and went to the customer’s place to help her with the printer. 

I was so familiar and know well about our software to be confident enough to visit them. And to do the training as well. There was many ups and downs in the job as there were different types of customers, some were sweet while others were monster! And I remembered the office was very cold that many of us wear our Berghaus Jackets to keep warm!

But anyhow, I really missed the old time and the job! 

I couldn’t believe that the credit card company would call me so soon, the very next day that I made my first online credit card application. Instant approval, it stated on the website. Now I finally understand what it means. It was really fast, easy and convenient!

I applied my very first credit card when we have to open bank account at certain banks and they offered credit card. Naturally I accepted it without any doubt as I didn’t know much about credit card back then.

With much more experience now, I know what I am looking for. I have been comparing for the right credit card that suits my lifestyle and gives me maximum benefit based on my financial status. For those with huge credit card debt, it would be an advantage to have a low interest Balance Transfer credit card. 

To find more options of credit card, do visit YourCreditOptions.com where you can find comparison of various types of credit cards. For example, there are credit cards with low interest rate, some offers bonus points programs and some even has attractive cash back rewards which is really attractive to me. Finding a suitable credit card for yourself has never been easier!

How well do I score in the credit report? I always assumed that I should do well with it as I had never have any problem with my credit and paying on time. But I couldn’t be really sure until I get my free credit report.

At Free-Credit-Reports.com, I could find out the meaning of credit report and credit bureaus information. As a regular consumer, I believe not many people know these stuffs well and the truth about credit score and how it works. Thus, it is an advantage to have good knowledge of it. Besides, you can get reliable tips from the experience professionals with no hidden fees as well as get free credit scores from 3 bureaus and have immediate access to you credit report.  

On top of that, they also have can find a compilation of credit cards for people with different credit background. You can easily compare each offer from various companies and find the credit cards that suit your lifestyle and your Credit History.  

Do check out their website for more useful and comprehensive articles about building credit, managing your financial and finding an excellent credit card. Equip yourself with this useful knowledge and become a smart user today.

As I logged on to my online banking to pay for my credit cards today, I checked my reward points. I realised that my credit card isn’t giving me the best reward for my good credit history. I have been using it regularly for past 3 years and I have not missed a single payment but I couldn’t remember getting much reward from them. 

I am thinking of getting another credit card that would give me maximum benefit based on my lifestyle. There are so many different types of credit cards out there and it could be overwhelming to find that suit your needs and your credit score. 

But at Mega Credit, you can be assured to find a credit card that suits you easily. Through the website, you can compare all the credit cards that they offered with different type of variants. If you are still at lost, simply use the simple tool of Credit Card finder that narrow down the choices based on you credit score, type and rewards that you prefer. Just select the best credit card for yourself and apply it through online effortlessly.  

Besides finding the most suitable credit card for yourself at the site, you can also find useful information about credit cards as a smart user.

With so many credit cards in the market, I am really spoilt with choices on getting one that is suitable for me. I remembered when I was applying for my first credit card; I applied for the one that waived my annual fees for 3 years. 

3 years down the track, I am thinking of switching to another credit card with good credit rewards. After all I do have very good credit history and I can choose the one that offer me the best rewards based on my lifestyle. 

For a start, knowing that credit card rewards can be divided into two categories; cash back programs or rewards programs. Cash back program is rather straight forward where for every purchase; you get back a fix percentage rebate on the amount that you spend. It is usually 1% but can be even higher for certain cases which are up to whopping 10%! 

Rewards program are based on points collected when the customer use the credit cards. There are reward programs for frequent flyers, retails, investment and even auto rewards. 

So, which type of credit cards am I going to pick? Well, I guess I need more info which I can find at http://www.creditroom.com and then I’ll decide the one that will let me enjoy the maximum rewards!

It is amazing how credit cards have been replacing the normal transaction of cash as it is more convenient and fast.I love using my credit cards which means I could get to collect points to redeem for gift at the end of the year.

But the thing that I really hate about my credit card is the annual fees which keep coming every year. I just hope I can waive it for onceand all. Thus, I am looking for a no fee credit card that ends all my troubles.

At Credit-land website, I could find a list of credit cards with no annual fee, best balance transfer deal and even best frequent flyers! Not to mention they also offer best gas credit products as well as cash back rewards.

There is indeed a variety of credit cards to cater for different individual needs. Do check out which credit cards are suitable for your lifestyle and maximise your rewards!